Creates a private right of action for improper debt collection procedures; allows plaintiffs to recover punitive damages and reasonable attorneys' fees.
Sponsor: Jeffries (MS) / Multi-sponsor(s): Boyland, Cook, Hooper, Hoyt, Weinstein / Co-sponsor(s): Jaffee, Gabryszak, Miller M, Pheffer, Clark
Law Section: General Business Law / Law: Amd S602, Gen Bus L
Sponsor: Jeffries (MS) / Multi-sponsor(s): Boyland, Cook, Hooper, Hoyt, Weinstein / Co-sponsor(s): Jaffee, Gabryszak, Miller M, Pheffer, Clark
Law Section: General Business Law / Law: Amd S602, Gen Bus L
A3779-2011 Actions
- Mar 30, 2011: enacting clause stricken
- Jan 27, 2011: referred to judiciary
A3779-2011 Text
S T A T E O F N E W Y O R K
3779 2011-2012 Regular Sessions I N ASSEMBLY January 27, 2011
Introduced by M. of A. JEFFRIES, JAFFEE, GABRYSZAK, M. MILLER, PHEFFER, CLARK -- Multi-Sponsored by -- M. of A. BOYLAND, COOK, HOOPER, HOYT, WEINSTEIN -- read once and referred to the Committee on Judiciary AN ACT to amend the general business law, in relation to allowing a private right of action for improper debt collection THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM BLY, DO ENACT AS FOLLOWS:
Section 1.
Section 602 of the general business law, as added by chap ter 753 of the laws of 1973, is amended to read as follows:
S 602. Violations and penalties. 1. Except as otherwise provided by law, any person who shall violate the terms of this article shall be guilty of a misdemeanor, and each such violation shall be deemed a sepa rate offense. 2. The attorney general or the district attorney of any county may bring an action in the name of the people of the state to restrain or prevent any violation of this article or any continuance of any such violation. 3. A DEBTOR SHALL HAVE A PRIVATE RIGHT OF ACTION AGAINST ANY PERSON OR PERSONS, OTHER THAN BANKING INSTITUTIONS AS DEFINED IN SECTION NINE-F OF THE BANKING LAW, AND THEIR AFFILIATES, IN VIOLATION OF THIS ARTICLE. SUCH PERSON OR PERSONS SHALL BE LIABLE TO THE DEBTOR FOR ANY ACTUAL DAMAGES THE DEBTOR SUSTAINED AS A RESULT OF THE VIOLATION OF THIS ARTI CLE, ANY PUNITIVE DAMAGES AWARDED BY THE COURT, AND REASONABLE ATTOR NEY'S FEES.
S 2. This act shall take effect on the sixtieth day after it shall have become a law. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD04131-01-1

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