Assembly Bill A596

2013-2014 Legislative Session

Relates to provisions concerning debt collection procedures

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Consumer Protection Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2013-A596 (ACTIVE) - Details

See Senate Version of this Bill:
S1277
Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Amd Art 29-H §§600 - 603-d, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2009-2010: A8840, S6036
2011-2012: A3709, A8432, S1822
2015-2016: A1117
2017-2018: A8099, A9773

2013-A596 (ACTIVE) - Summary

Relates to provisions concerning debt collection procedures.

2013-A596 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                   596

                       2013-2014 Regular Sessions

                          I N  A S S E M B L Y

                               (PREFILED)

                             January 9, 2013
                               ___________

Introduced by M. of A. DINOWITZ, JAFFEE -- read once and referred to the
  Committee on Consumer Affairs and Protection

AN ACT to amend the general business law, in relation to debt collection
  procedures

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Article 29-H of the general business law, as added by chap-
ter 753 of the laws of 1973, subdivision 9 of section 601 as amended and
subdivision 10 of section 601 and subdivision 3 of section 602 as  added
by chapter 342 of the laws of 2011, is amended to read as follows:
                              ARTICLE 29-H
                       DEBT COLLECTION PROCEDURES
Section 600. Definitions.
        601. Prohibited CREDITOR practices.
        602. [Violations and penalties] CREDITOR RESPONSIBILITIES.
        603. [Severability] PROHIBITED DEBT COLLECTION PRACTICES.
        603-A. SELLING OR TRANSFERRING OF DEBTS.
        603-B. PRIVATE RIGHT OF ACTION.
        603-C. VIOLATIONS AND PENALTIES.
        603-D. SEVERABILITY.
  S  600.  Definitions.  As  used in this article, unless the context or
subject  matter  otherwise  requires:  1.  "[Consumer  claim]  DEBT"  OR
"CONSUMER  DEBT" means any obligation OR ALLEGED OBLIGATION of a natural
person for the payment of money  [or  its  equivalent  which  is  or  is
alleged  to  be  in  default and which arises] ARISING out of a CONSUMER
transaction wherein credit has been offered or  extended  to  a  natural
person,  and  the  money,  property [or], INSURANCE, service OR SERVICES
which [was] ARE the subject of the transaction [was] ARE  primarily  for
personal,  family  or household purposes, WHETHER OR NOT SUCH OBLIGATION
HAS BEEN REDUCED TO A JUDGMENT.  The term includes an  obligation  of  a

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
              

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