Assembly Bill A6013

2015-2016 Legislative Session

Prohibits insurers from cancelling life insurance policies where certain medical information is provided to the insurer at the time of application

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2015-A6013 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add §3242, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A3343
2011-2012: A1858
2013-2014: A5638
2017-2018: A2063
2019-2020: A4542
2021-2022: A3420
2023-2024: A5998

2015-A6013 (ACTIVE) - Summary

Prohibits insurers from cancelling life insurance policies based on a medical condition that was disclosed in the application for insurance.

2015-A6013 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  6013

                       2015-2016 Regular Sessions

                          I N  A S S E M B L Y

                             March 10, 2015
                               ___________

Introduced by M. of A. COOK, DINOWITZ, CRESPO, JAFFEE, COLTON, ROBINSON,
  WEPRIN, HOOPER -- Multi-Sponsored by -- M. of A. ARROYO, AUBRY -- read
  once and referred to the Committee on Insurance

AN  ACT  to  amend the insurance law, in relation to the cancellation of
  life insurance policies

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  The insurance law is amended by adding a new section 3242
to read as follows:
  S 3242. CANCELLATION OF LIFE INSURANCE POLICIES.  NOTWITHSTANDING  ANY
PROVISION OF LAW TO THE CONTRARY, ANY PERSON WHO MAKES APPLICATION FOR A
POLICY  OF  LIFE  INSURANCE  ISSUED UNDER THE PROVISIONS OF THIS CHAPTER
SHALL SUBMIT TO THE INSURER OR AN AGENT OF THE INSURER, AT THE  TIME  OF
SUCH  APPLICATION,  A  STATEMENT  FROM  A PHYSICIAN LICENSED TO PRACTICE
MEDICINE UNDER THE LAWS OF THIS STATE, OR THE MEDICAL  RECORDS  OF  SUCH
PERSON, WHICH CONTAIN THE MEDICAL HISTORY OF SUCH PERSON. IF THE INSURER
OR  HIS AGENT ACCEPTS AN APPLICATION FROM A PERSON WHO HAS PROVIDED SUCH
A STATEMENT OR SUCH MEDICAL RECORDS, THEN THE INSURER AND/OR  HIS  AGENT
SHALL  BE  PROHIBITED  FROM  SUBSEQUENTLY  REJECTING SUCH APPLICATION OR
CANCELLING ANY POLICY ISSUED ON THE  GROUNDS  THAT  THE  INSURED  HAS  A
CERTAIN  MEDICAL CONDITION PROVIDED THAT SUCH CONDITION WAS DISCLOSED IN
THE STATEMENT OR MEDICAL RECORDS SUBMITTED.
  S 2. This act shall take effect immediately.



 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD06984-01-5

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