Assembly Bill A607

2013-2014 Legislative Session

Relates to the identity theft protection services

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2013-A607 (ACTIVE) - Details

Current Committee:
Assembly Codes
Law Section:
General Business Law
Laws Affected:
Amd §393-b, add §393-bb, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2011-2012: A8376
2015-2016: A121
2017-2018: A5242

2013-A607 (ACTIVE) - Summary

Relates to identity theft protection services.

2013-A607 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                   607

                       2013-2014 Regular Sessions

                          I N  A S S E M B L Y

                               (PREFILED)

                             January 9, 2013
                               ___________

Introduced by M. of A. DINOWITZ -- read once and referred to the Commit-
  tee on Consumer Affairs and Protection

AN  ACT  to  amend the general business law, in relation to the identity
  theft protection services

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Section  393-b  of  the general business law, as added by
chapter 433 of the laws of 2005, is amended to read as follows:
  S 393-b. [Written solicitation] CREDIT CARD  PROTECTION  SERVICES.  1.
[Any written] FOR THE PURPOSES OF THIS SECTION:
  (A)  "CLEARLY  AND  PROMINENTLY" MEANS: (I) IN WRITTEN COMMUNICATIONS,
INCLUDING PRINT AND THOSE MADE THROUGH AN  ELECTRONIC  MEDIUM  (SUCH  AS
VIDEO AND INTERACTIVE MEDIA INCLUDING, BUT NOT LIMITED TO, THE INTERNET,
ONLINE  SERVICES,  AND  ELECTRONIC  MAIL) THE MESSAGE SHALL BE IN A TYPE
SIZE SUFFICIENTLY NOTICEABLE  FOR  AN  ORDINARY  CONSUMER  TO  READ  AND
COMPREHEND  IT, IN TYPE THAT CONTRASTS WITH THE BACKGROUND AGAINST WHICH
IT APPEARS; AND (II) IN ORAL COMMUNICATIONS, THE MESSAGE SHALL BE DELIV-
ERED IN A VOLUME AND CADENCE SUFFICIENT FOR AN ORDINARY CONSUMER TO HEAR
IT AND COMPREHEND IT. IF ANY COMMUNICATION IS PRESENTED  SOLELY  THROUGH
ORAL,  WRITTEN,  OR  VISUAL MEANS, THE MESSAGE SHALL BE MADE THROUGH THE
SAME MEANS. REGARDLESS OF THE MEDIUM USED TO DISSEMINATE IT, THE MESSAGE
SHALL BE IN UNDERSTANDABLE LANGUAGE AND SYNTAX.   NOTHING  CONTRARY  TO,
INCONSISTENT  WITH, OR IN MITIGATION OF THE MESSAGE SHALL BE USED IN ANY
COMMUNICATION.
  (B) "CREDIT CARD PROTECTION  SERVICE"  MEANS  A  SERVICE  TO  PROTECT,
INDEMNIFY,  OR  REIMBURSE  THE  CREDIT  CARD  HOLDER AGAINST THE LOSS OR
MISUSE OF THE CREDIT CARD. SUCH TERM SHALL INCLUDE, BUT NOT  BE  LIMITED
TO,  SERVICES  THAT OFFER TO OBTAIN ACCESS TO CREDIT REPORTS, PROVIDE AN
EXPLANATION OF CREDIT ENTRIES ON THE  REPORT,  IDENTIFY  THOSE  ENTITIES
THAT  HAVE ACCESSED THE REPORT, AND PROVIDE CREDIT CARD PROTECTION SECU-
RITY SERVICES.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
              

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