S2022-2013 - NY Senate Open Legislation - Relates to liability insurance rate reductions upon completion of a boating safety course or an advanced boating safety course

Requires liability insurance rate reductions of 10% upon completion of a boating safety course or 15% upon completion of an advanced boating safety course.

Sponsor: LAVALLE / Co-sponsor(s): AVELLA, SAVINO
Law Section: Navigation Law / Law: Amd S78-a, Nav L; add S2336-b, Ins L

S2022-2013 Actions

Mar 5, 2013: ADVANCED TO THIRD READING
Mar 4, 2013: 2ND REPORT CAL.
Feb 28, 2013: 1ST REPORT CAL.110
Jan 9, 2013: REFERRED TO CULTURAL AFFAIRS, TOURISM, PARKS AND RECREATION

S2022-2013 Meetings

Cultural Affairs, Tourism, Parks and Recreation: Feb 28, 2013

S2022-2013 Calendars

S2022-2013 Votes

VOTE: COMMITTEE VOTE: - Cultural Affairs, Tourism, Parks and Recreation - Feb 28, 2013

Ayes (12): Little, Bonacic, Griffo, Grisanti, Marcellino, Marchione, Ritchie, Serrano, Kennedy, Hoylman, Gipson, O'Brien

S2022-2013 Memo

BILL NUMBER:S2022

TITLE  OF  BILL:    An act to amend the navigation law and the insurance
law, in relation to insurance rate reductions upon completion of a boat-
ing safety course or an advanced boating safety course

PURPOSE: To provide for boating liability insurance reductions for those
who take boater safety courses.

SUMMARY OF PROVISIONS: Section 1 amends section 78-a of  the  Navigation
Law  by providing the authority for insurance carriers to extend a mini-
mum of a 10% reduction of liability insurance rates for boat owners  who
complete  basic  boating  safety courses and 15% reduction for those who
take advanced boating safety courses.

Section 2 amends the Insurance  Law  by  adding  a  new  section  2326-B
providing  that  rate  schedules  submitted to the Commissioner for boat
liability insurance shall include premium reductions of at least 10% and
15% respectively when owners complete basic or advanced boating courses.
This legislation would not apply  to  those  cases  in  which  mandatory
courses are taken in response to boating infractions.

JUSTIFICATION:  Owning  and  operating  a pleasure boat can provide many
hours of enjoyment and summertime  pleasure.  However,  there  are  many
perils  and responsibilities which arise when a boat leaves the dock not
only from the elements but also from other water craft. There are  rules
and  basic procedures which boat operators should know and observe. This
bill would provide an incentive to learn and follow those  safety  rules
and  procedures  by giving owners who complete basic or advanced boating
safety courses a minimum 10% or 15% percent reduction in boating liabil-
ity insurance.

LEGISLATIVE HISTORY: 2012: S.7855

FISCAL IMPLICATIONS: None to the State.

EFFECTIVE  DATE:  Immediately  and  shall  apply  to  all  policies  and
contracts issued, modified or altered on and after such effective date.

S2022-2013 Text

 S T A T E   O F   N E W   Y O R K
 
 S. 2022                                                  A. 1930
 2013-2014 Regular Sessions
 SENATE - ASSEMBLY
 (PREFILED)
 January 9, 2013
 
 IN SENATE -- Introduced by Sen. LAVALLE -- read twice and ordered print
 ed,  and  when  printed  to  be committed to the Committee on Cultural
 Affairs, Tourism, Parks and Recreation
 IN ASSEMBLY -- Introduced by M. of A. THIELE -- read once  and  referred
 to the Committee on Insurance
 

AN ACT to amend the navigation law and the insurance law, in relation to
 insurance  rate  reductions upon completion of a boating safety course
 or an advanced boating safety course
 THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM
 BLY, DO ENACT AS FOLLOWS:

 

Section 1.

Section 78-a of the navigation law, as added by chapter 160
 of  the  laws of 1990 and as further amended by section 104 of part A of
 chapter 62 of the laws of 2011, is amended to read as follows:

 

S 78-a. Insurance rate reduction. Any insurance  carrier  licensed  to
 issue  yacht  or boating liability insurance in this state is authorized
 to grant rate reductions with the approval of the department  of  finan
 cial  services  to  any  owner  of  a yacht or boat who has successfully
 completed a boating safety course OR AN ADVANCED BOATING  SAFETY  COURSE
 or  holds  a  valid  United States Coast Guard operators license.  IN NO
 EVENT SHALL THE RATE REDUCTION BE LESS THAN TEN PERCENT FOR ANY  INSURED
 WHO  HAS  COMPLETED  A BOATING SAFETY COURSE AND FIFTEEN PERCENT FOR ANY
 INSURED WHO HAS COMPLETED AN ADVANCED BOATING SAFETY COURSE.
 

S 2. The insurance law is amended by adding a new  section  2336-b  to
 read as follows:

 

S  2336-B.  BOAT  LIABILITY  INSURANCE  RATES;  PREMIUM  REDUCTIONS IN
 CERTAIN CASES. (A) ANY SCHEDULE OF RATES OR RATING PLAN FOR BOAT LIABIL
 ITY INSURANCE SUBMITTED TO  THE  SUPERINTENDENT  SHALL  PROVIDE  FOR  AN
 APPROPRIATE REDUCTION IN PREMIUM CHARGES, AS DESCRIBED IN SECTION SEVEN
 TY-EIGHT-A  OF  THE NAVIGATION LAW, FOR ANY INSURED WHO HAS SUCCESSFULLY
 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD03489-01-3
        S. 2022                             2                            A. 1930
 COMPLETED A BOATING SAFETY COURSE OR AN ADVANCED BOATING  SAFETY  COURSE
 WHICH MEETS THE REQUIREMENTS OF PART FIVE OF ARTICLE FOUR OF THE NAVIGA
 TION  LAW AND HAS BEEN APPROVED BY THE COMMISSIONER OF PARKS, RECREATION
 AND  HISTORIC  PRESERVATION.  THE  PROVISIONS  OF THIS SECTION SHALL NOT
 APPLY TO ATTENDANCE AT A  COURSE  PURSUANT  TO  SECTIONS  FORTY-FIVE  OR
 FORTY-NINE OF THE NAVIGATION LAW AS A RESULT OF ANY BOATING INFRACTION.
 (B)  FOR  THE  PURPOSES OF THIS SECTION THE TERM "BOAT" SHALL MEAN ANY
 RESIDENTIAL OR PLEASURE VESSEL THAT  IS  NOT  A  CREW  RACING  SHELL  AS
 DEFINED IN SECTION TWO OF THE NAVIGATION LAW.
 

S  3.  This  act  shall take effect immediately and shall apply to all
 policies and contracts issued, renewed, modified or altered on and after
 such effective date.

S2022-2013: Relates to liability insurance rate reductions upon completion of a boating safety course or an advanced boating safety course