Senate Bill S3464

2013-2014 Legislative Session

Relates to exempting certain health insurance policies from certain coverage requirements

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2013-S3464 (ACTIVE) - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §§3216, 4304 & 4322, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: S3047
2011-2012: S2375

2013-S3464 (ACTIVE) - Summary

Exempts policies intended for use in health savings account pursuant to section 1201 of the federal medicare prescription drug, improvement and modernization act of 2003 from certain coverage requirements.

2013-S3464 (ACTIVE) - Sponsor Memo

2013-S3464 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  3464

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                            February 4, 2013
                               ___________

Introduced  by  Sen.  SEWARD -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to coverage  requirements
  of certain health insurance plans

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subsection (l) of section 3216 of  the  insurance  law,  as
added by chapter 504 of the laws of 1995, is amended to read as follows:
  (l)  On  and  after  January  first, nineteen hundred ninety-seven, no
insurer shall offer major medical,  comprehensive  or  other  comparable
individual  contracts, other than for purposes of conversion, unless the
benefits of such contracts, including deductibles and  coinsurance,  are
identical  to  the  out-of-plan  benefits  of the contracts described in
section four thousand three hundred twenty-two  of  this  chapter.  Such
contracts  must  include  a prescription drug benefit complying with the
requirements of that section. THE REQUIREMENTS OF THIS SUBSECTION  SHALL
NOT  APPLY  TO  A POLICY INTENDED TO QUALIFY FOR USE IN A HEALTH SAVINGS
ACCOUNT PURSUANT TO SECTION 1201 OF THE  FEDERAL  MEDICARE  PRESCRIPTION
DRUG, IMPROVEMENT AND MODERNIZATION ACT OF 2003.
  S  2. Subsection (l) of section 4304 of the insurance law, as added by
chapter 504 of the laws of 1995, is amended to read as follows:
  (l) On and after January  first,  nineteen  hundred  ninety-seven,  no
insurer  shall  offer  major  medical, comprehensive or other comparable
individual contracts on a direct payment basis, other than for  purposes
of  conversion, unless the benefits of such contracts, including deduct-
ibles and coinsurance, are identical to the out-of-plan benefits of  the
contracts described in section four thousand three hundred twenty-two of
this  article.  Such  contracts must include a prescription drug benefit
complying with the requirements of such  section.  THE  REQUIREMENTS  OF
THIS  SUBSECTION SHALL NOT APPLY TO A POLICY INTENDED TO QUALIFY FOR USE

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD08122-01-3

              

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