Relates to membership of volunteer fire and volunteer ambulance members in group or blanket accident and health insurance policies; provides that such members must be added to a contract to provide health insurance if the public corporation elects to provide such insurance notwithstanding the fact that such members may not meet the definition of "employee".
Ayes (62): Adams, Addabbo, Avella, Ball, Bonacic, Boyle, Breslin, Carlucci, DeFrancisco, Diaz, Dilan, Espaillat, Farley, Felder, Flanagan, Fuschillo, Gallivan, Gianaris, Gipson, Golden, Griffo, Grisanti, Hannon, Hassell-Thomps, Hoylman, Kennedy, Klein, Krueger, Lanza, Larkin, Latimer, LaValle, Libous, Little, Marcellino, Marchione, Martins, Maziarz, Montgomery, Nozzolio, O'Brien, O'Mara, Parker, Peralta, Perkins, Ranzenhofer, Ritchie, Rivera, Robach, Sanders, Savino, Serrano, Seward, Skelos, Smith, Squadron, Stavisky, Stewart-Cousin, Tkaczyk, Valesky, Young, Zeldin
Excused (1): Sampson
TITLE OF BILL: An act to amend the insurance law, in relation to membership in group or blanket accident and health insurance policies
PURPOSE: To require providers of health insurance services to provide health insurance to volunteer firefighters and ambulance workers whose public corporation has elected to extend such coverage to them pursuant to section 92-a of the general municipal law.
SUMMARY OF PROVISIONS: Amends section 3221 of the insurance law to require providers of health insurance services to add members of volunteer fire and ambulance companies to be added to contracts to provide health insurance if a public corporation elects to provide such insurance to such members pursuant to section 92-a of the general municipal law, notwithstanding the fact that such members may not meet the definition of an "employee that may be contained in a contract of insurance between such public corporation and a provider of health insurance services.
JUSTIFICATION: Chapters 331 of the laws of 2008 and Chapter 71 of the Laws of 2009 allowed municipal corporations to allow volunteer firefighters and ambulance workers to participate in their health insurance programs, provided that the volunteer firefighters and ambulance workers paid the total cost of participating in these plans. Since then, several HMOs and insurance companies have refused to extend this coverage to volunteer firefighters and ambulance workers on the grounds that they are not employees of the participating public corporations. This bill corrects this defect in the law.
LEGISLATIVE HISTORY: S.5092 of 2011-12
FISCAL IMPLICATIONS: None
LOCAL FISCAL IMPLICATIONS: None
EFFECTIVE DATE: Immediately
STATE OF NEW YORK ________________________________________________________________________ 3465 2013-2014 Regular Sessions IN SENATE February 4, 2013 ___________Introduced by Sen. SEWARD -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to membership in group or blanket accident and health insurance policies THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Paragraph 3 of subsection (a) of section 3221 of the insur- ance law is amended to read as follows: (3) That all new employees or new members in the classes eligible for insurance must be added to such class for which they are eligible. ACTIVE MEMBERS OF VOLUNTEER FIRE AND VOLUNTEER AMBULANCE COMPANIES MUST BE ADDED TO A CONTRACT OR CONTRACTS TO PROVIDE HEALTH INSURANCE IF A PUBLIC CORPORATION ELECTS TO PROVIDE HEALTH INSURANCE TO SUCH MEMBERS PURSUANT TO SUBDIVISION SEVEN OF SECTION NINETY-TWO-A OF THE GENERAL MUNICIPAL LAW, NOTWITHSTANDING THE FACT THAT SUCH MEMBERS MAY NOT MEET THE DEFINITION OF AN "EMPLOYEE" THAT MAY BE CONTAINED IN A CONTRACT OF INSURANCE BETWEEN SUCH PUBLIC CORPORATION AND A PROVIDER OF HEALTH INSURANCE SERVICES. S 2. This act shall take effect immediately.EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD06618-01-3