This bill has been amended

Bill S3737-2013

Prohibits limitations in health insurance contracts or policies with respect to massage therapy performed by a licensed massage therapist

Prohibits limitations in health insurance contracts or policies with respect to coverage of massage therapy performed by a licensed massage therapist.

Details

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  • Jan 8, 2014: REFERRED TO INSURANCE
  • Feb 13, 2013: REFERRED TO INSURANCE

Memo

BILL NUMBER:S3737

TITLE OF BILL: An act to amend the insurance law, in relation to prohibiting certain limitations or exclusions regarding massage therapy

PURPOSE: The purpose of this bill is to provide for the coverage of massage therapy services in health insurance policies.

SUMMARY OF PROVISIONS:

Section 1. Amends Section 3216 of the Insurance Law to require individual policies for hospital, surgical or medical care to include massage therapy provided by a licensed massage therapist within the lawful scope of practice.

Section 2 amends Subsection (k) of section 3221 of the Insurance Law to require group health insurance policies that provide reimbursement for hospital, surgical or medical care to include coverage for massage therapy services provided by a licensed massage therapist.

Section 3 amends Section 4303 of the Insurance Law to provide coverage for massage therapy services performed by a licensed massage therapist under health service or medical indemnity corporation contracts.

Section 4 is effective date of bill.

JUSTIFICATION: Presently, various health professionals such as Chiropractors, Acupuncturists, Registered Nurses and Physical Therapists are able to perform therapeutic massage when prescribed by a physician, even though their training in most cases does not exceed ten to fifteen hours in this particular field. By the time massage school graduates sit for their state exam, they have already completed between 672 and 1,000 hours of intensive training.

It appears to be in the best interest of the health care consumer, as well as that of the physician who prescribes specific massage treatment plans, to have such treatments performed by the licensed health professional who currently has the highest degree of training and expertise, namely the licensed massage therapist.

As of this date the profession of massage is the only licensed health profession in New York which is not listed with the New York Insurance Law. This legislation would add massage therapy as a regular component of health care policies in the state. It provides a greater range of options for the public and promotes the practice of massage therapy services in New York.

LEGISLATIVE HISTORY:

2011: S. 5869A - Referred to Rules.

2012: S.5869A - Referred to Insurance.

FISCAL IMPLICATION TO NEW YORK STATE: To be determined.

EFFECTIVE DATE: Shall take effect 90 days after it becomes law and will include policies and contracts issued, renewed, modified, altered or amended on or after that date.


Text

STATE OF NEW YORK ________________________________________________________________________ 3737 2013-2014 Regular Sessions IN SENATE February 13, 2013 ___________
Introduced by Sen. ADDABBO -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to prohibiting certain limitations or exclusions regarding massage therapy THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subsection (i) of section 3216 of the insurance law is amended by adding a new paragraph 30 to read as follows: (30) NO POLICY WHICH PROVIDES COVERAGE FOR MEDICAL CARE SHALL LIMIT OR EXCLUDE COVERAGE OF CARE IN CONNECTION WITH MASSAGE THERAPY PERFORMED BY A MASSAGE THERAPIST LICENSED PURSUANT TO THE EDUCATION LAW. S 2. Subsection (k) of section 3221 of the insurance law is amended by adding a new paragraph 19 to read as follows: (19) NO GROUP POLICY ISSUED OR DELIVERED IN THIS STATE WHICH PROVIDES COVERAGE FOR MEDICAL CARE SHALL LIMIT OR EXCLUDE COVERAGE OF CARE IN CONNECTION WITH MASSAGE THERAPY PERFORMED BY A MASSAGE THERAPIST LICENSED PURSUANT TO THE EDUCATION LAW. S 3. Section 4303 of the insurance law is amended by adding a new subsection (jj) to read as follows: (JJ) NO CONTRACT ISSUED BY A HEALTH SERVICE CORPORATION OR A MEDICAL EXPENSE INDEMNITY CORPORATION WHICH PROVIDES COVERAGE FOR MEDICAL CARE SHALL LIMIT OR EXCLUDE COVERAGE OF CARE IN CONNECTION WITH MASSAGE THER- APY PERFORMED BY A MASSAGE THERAPIST LICENSED PURSUANT TO THE EDUCATION LAW. S 4. This act shall take effect on the ninetieth day after it shall have become a law and shall apply to policies and contracts issued, renewed, modified, altered or amended on or after such date.

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