Senate Bill S4407

2013-2014 Legislative Session

Relates to the denial of certain insurance claims

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2013-S4407 (ACTIVE) - Details

See Assembly Version of this Bill:
A832
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add §3407-b, Ins L; add §99-x, Gen Muni L
Versions Introduced in Other Legislative Sessions:
2015-2016: S3207, A693
2017-2018: A493
2019-2020: A1082

2013-S4407 (ACTIVE) - Summary

Relates to the denial of certain insurance claims and requires municipal and government entities to notify mortgagees and lien holders when such entities are denied access to inspect certain real properties.

2013-S4407 (ACTIVE) - Sponsor Memo

2013-S4407 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  4407

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                             March 26, 2013
                               ___________

Introduced  by  Sen. ADDABBO -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to the denial of  certain
  insurance  claims; and to amend the general municipal law, in relation
  to requiring certain municipal and government entities to notify mort-
  gagees and lien holders  when  such  entities  are  denied  access  to
  inspect certain real properties

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new section 3407-b
to read as follows:
  S 3407-B. DENIAL OF CERTAIN CLAIMS FOR REAL PROPERTY.  1.  AN  INSURER
MAY  DENY PAYMENTS FOR ANY CLAIM FOR REAL PROPERTY LOSS OR DAMAGE, WHERE
SUCH REAL PROPERTY HAS BEEN ILLEGALLY CONVERTED OR ALTERED AND WHERE THE
OWNER OF SUCH REAL PROPERTY DENIES A MUNICIPAL  OR  GOVERNMENTAL  ENTITY
ACCESS  TO  SUCH  REAL  PROPERTY FOR THE PURPOSE OF INSPECTING SUCH REAL
PROPERTY FOR LOCAL CODE OF ORDINANCE VIOLATIONS.
  2. FOR PURPOSES OF THIS SECTION,  THE  TERM  "ILLEGALLY  CONVERTED  OR
ALTERED"  SHALL  INCLUDE THE CONVERSION OF ANY STRUCTURE INTO A RESIDEN-
TIAL DWELLING WHICH VIOLATES ANY APPLICABLE  ZONING  OR  BUILDING  ORDI-
NANCE,  CODE  OR  LAW  OR  WHICH HAS NOT RECEIVED A VALID CERTIFICATE OF
OCCUPANCY OR ANY OTHER  CERTIFICATE,  NOTICE,  FORM  OR  OTHER  DOCUMENT
RELATING TO AUTHORIZED OCCUPANCY OR PERMISSIBLE USAGE WHICH IS ISSUED BY
A  MUNICIPAL  OR  GOVERNMENTAL  ENTITY  HAVING  JURISDICTION  OVER  SUCH
MATTERS.
  S 2. The general municipal law is amended by adding a new section 99-x
to read as follows:
  S 99-X. INSPECTION FOR LOCAL CODE OR ORDINANCE VIOLATIONS. ANY MUNICI-
PAL OR GOVERNMENTAL ENTITY HAVING JURISDICTION OVER ZONING  OR  BUILDING
ORDINANCES,  CODES  OR  LAWS  OR  CERTIFICATES OF OCCUPANCY OR ANY OTHER
CERTIFICATES, NOTICES, FORMS OR OTHER DOCUMENTS RELATING  TO  AUTHORIZED

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD01034-01-3
              

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