Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Jun 17, 2014 |
referred to insurance delivered to assembly passed senate ordered to third reading cal.1446 committee discharged and committed to rules |
Jun 04, 2014 |
print number 6782b |
Jun 04, 2014 |
amend (t) and recommit to insurance |
Mar 18, 2014 |
print number 6782a |
Mar 18, 2014 |
amend (t) and recommit to insurance |
Mar 10, 2014 |
referred to insurance |
Senate Bill S6782B
2013-2014 Legislative Session
Sponsored By
(D) Senate District
Archive: Last Bill Status - In Assembly Committee
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Votes
Bill Amendments
co-Sponsors
(D, IP) Senate District
2013-S6782 - Details
2013-S6782 - Summary
Establishes the "homeowner natural disaster preparedness, home safety and loss prevention program" to provide for the reduction of property/casualty insurance premiums on residential real property when the insured occupant completes a homeowner natural disaster preparedness, home safety and loss prevention course.
2013-S6782 - Sponsor Memo
BILL NUMBER:S6782 TITLE OF BILL: An act to amend the insurance law, in relation to reduction in rates of property/casualty insurance rates on residential property for insureds who complete an approved natural disaster preparedness course PURPOSE OF BILL: The purpose of this bill is to provide for an actuarially appropriate reduction in homeowners insurance and insurance that covers property damage for condominiums, cooperative residential units and for renters caused by a natural disaster. A residential property owner could obtain such an actuarially appropriate premium reduction upon completion of a natural disaster preparedness course that is approved by the Superintendent of the Financial Services Department. The goal of the bill is to raise the awareness of natural disaster preparedness by offering such a course for residential property owners. The ultimate goal being to help reduce the risk exposure faced by property owners from damage caused by a natural disaster such as a hurricane, ice storm, flood, tornado, or other disasters caused by nature. SUMMARY OF SPECIFIC PROVISIONS: Section 1: Legislative intent.
2013-S6782 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 6782 I N S E N A T E March 10, 2014 ___________ Introduced by Sens. KLEIN, SAVINO -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to reduction in rates of property/casualty insurance rates on residential property for insureds who complete an approved natural disaster preparedness course THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Legislative intent. The legislature declares that the purposes of this act are to provide homeowners, condominium owners, cooperative apartment owners, and renters with an incentive to take a course of instruction on how to make their residence more resilient to a natural disaster, reduce the potential loss of life or property damage that could result from a natural disaster, and raise their awareness of natural disaster preparedness by offering property/casualty insurance premium reductions. S 2. The section heading of section 2346 of the insurance law, as amended by chapter 637 of the laws of 1993, is amended and a new subsection 5 is added to read as follows: Reduction in rates of fire insurance [or], homeowners insurance OR PROPERTY/CASUALTY premiums for residential property. 5. (A) DEFINITIONS. FOR THE PURPOSES OF THIS SUBSECTION, THE FOLLOWING TERMS SHALL HAVE THE FOLLOWING MEANINGS: (1) "COMPLETION CERTIFICATE" MEANS A DOCUMENT WHICH CANNOT BE ALTERED AND WHICH IS PROVIDED TO A PERSON WHO SUCCESSFULLY COMPLETES A NATURAL DISASTER PREPAREDNESS COURSE. (2) "NATURAL DISASTER" MEANS THE OCCURRENCE OR IMMINENT THREAT OF WIDESPREAD OR SEVERE DAMAGE, INJURY, OR LOSS OF LIFE OR PROPERTY RESULT- ING FROM ANY NATURAL CAUSE INCLUDING, BUT NOT LIMITED TO, FIRE, FLOOD, EARTHQUAKE, HURRICANE, TORNADO, HIGH WATER, LANDSLIDE, MUDSLIDE, WIND, STORM, WAVE ACTION, ICE STORM, EPIDEMIC, AIR CONTAMINATION, BLIGHT, DROUGHT, INFESTATION, EXPLOSION, WATER CONTAMINATION, BRIDGE FAILURE, OR BRIDGE COLLAPSE. (3) "NATURAL DISASTER PREPAREDNESS COURSE" MEANS A NATURAL DISASTER PREPAREDNESS COURSE APPROVED BY THE SUPERINTENDENT, IN CONSULTATION WITH EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
co-Sponsors
(D, IP) Senate District
(D) Senate District
2013-S6782A - Details
2013-S6782A - Summary
Establishes the "homeowner natural disaster preparedness, home safety and loss prevention program" to provide for the reduction of property/casualty insurance premiums on residential real property when the insured occupant completes a homeowner natural disaster preparedness, home safety and loss prevention course.
2013-S6782A - Sponsor Memo
BILL NUMBER:S6782A TITLE OF BILL: An act to amend the insurance law, in relation to reduction in rates of property/casualty insurance rates on residential property for insureds who complete an approved homeowner natural disaster preparedness course PURPOSE OF BILL: The purpose of this bill is to provide for an actuarially appropriate reduction in homeowners insurance and insurance that covers property damage for condominiums, cooperative residential units and for renters caused by a natural disaster. A residential property owner could obtain such an actuarially appropriate premium reduction upon completion of a natural disaster preparedness course that is approved by the Superintendent of the Financial Services Department. The goal of the bill is to raise the awareness of natural disaster preparedness by offering such a course for residential property owners. The ultimate goal being to help reduce the risk exposure faced by property owners from damage caused by a natural disaster such as a hurricane, ice storm, flood, tornado, or other disasters caused by nature. SUMMARY OF SPECIFIC PROVISIONS: Section 1: Enacts the "Homeowner Natural Disaster Preparedness Program."
2013-S6782A - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 6782--A I N S E N A T E March 10, 2014 ___________ Introduced by Sens. KLEIN, SAVINO -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance -- commit- tee discharged, bill amended, ordered reprinted as amended and recom- mitted to said committee AN ACT to amend the insurance law, in relation to reduction in rates of property/casualty insurance rates on residential property for insureds who complete an approved homeowner natural disaster preparedness course THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Short title. This act shall be known and may be cited as the "homeowner natural disaster preparedness program". S 2. Legislative intent. The legislature declares that the purposes of this act are to provide homeowners, condominium owners, cooperative apartment owners, and renters with an incentive to take a course of instruction on how to make their residence more resilient to a natural disaster, reduce the potential loss of life or property damage that could result from a natural disaster, and raise their awareness of natural disaster preparedness by offering property/casualty insurance premium reductions. S 3. The section heading of section 2346 of the insurance law, as amended by chapter 637 of the laws of 1993, is amended and a new subsection 5 is added to read as follows: Reduction in rates of fire insurance [or], homeowners insurance OR PROPERTY/CASUALTY premiums for residential property. 5. (A) DEFINITIONS. FOR THE PURPOSES OF THIS SUBSECTION, THE FOLLOWING TERMS SHALL HAVE THE FOLLOWING MEANINGS: (1) "COMPLETION CERTIFICATE" MEANS A DOCUMENT WHICH CANNOT BE ALTERED AND WHICH IS PROVIDED TO A PERSON WHO SUCCESSFULLY COMPLETES A HOMEOWNER NATURAL DISASTER PREPAREDNESS COURSE. (2) "NATURAL DISASTER" MEANS THE OCCURRENCE OR IMMINENT THREAT OF WIDESPREAD OR SEVERE DAMAGE, INJURY, OR LOSS OF LIFE OR PROPERTY RESULT- ING FROM ANY NATURAL CAUSE INCLUDING, BUT NOT LIMITED TO, FIRE, FLOOD, EARTHQUAKE, HURRICANE, TORNADO, HIGH WATER, LANDSLIDE, MUDSLIDE, WIND, EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
co-Sponsors
(D, IP) Senate District
(D) Senate District
2013-S6782B (ACTIVE) - Details
2013-S6782B (ACTIVE) - Summary
Establishes the "homeowner natural disaster preparedness, home safety and loss prevention program" to provide for the reduction of property/casualty insurance premiums on residential real property when the insured occupant completes a homeowner natural disaster preparedness, home safety and loss prevention course.
2013-S6782B (ACTIVE) - Sponsor Memo
BILL NUMBER:S6782B TITLE OF BILL: An act to amend the insurance law, in relation to reduction in rates of property/casualty insurance on residential property for insureds who complete an approved homeowner natural disaster, home safety and loss prevention preparedness course PURPOSE OF BILL: The purpose of this bill is to provide for an actuarially appropriate reduction in homeowners insurance and insurance that covers property damage for condominiums, cooperative residential units and for renters caused by a natural disaster or other insurable events. A residential property owner could obtain such an actuarially appropriate premium reduction upon completion of a natural disaster preparedness, home safety and loss prevention course that is approved by the Superintendent of the Financial Services Department. The goal of the bill is to raise the awareness of natural disaster preparedness and losses by other insurable events by offering such a course for residential property owners. The ultimate goal being to help reduce the risk exposure faced by property owners from damage caused by a wide spread natural disaster such as a hurricane, ice storm, flood, tornado, or other disasters caused by nature or by other insurable events such as fire, theft, burglary, personal injury or property damage. SUMMARY OF SPECIFIC PROVISIONS:
2013-S6782B (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 6782--B I N S E N A T E March 10, 2014 ___________ Introduced by Sens. KLEIN, SAVINO, AVELLA -- read twice and ordered printed, and when printed to be committed to the Committee on Insur- ance -- committee discharged, bill amended, ordered reprinted as amended and recommitted to said committee -- committee discharged, bill amended, ordered reprinted as amended and recommitted to said committee AN ACT to amend the insurance law, in relation to reduction in rates of property/casualty insurance on residential property for insureds who complete an approved homeowner natural disaster, home safety and loss prevention preparedness course THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Short title. This act shall be known and may be cited as the "homeowner natural disaster, home safety and loss prevention preparedness program". S 2. Legislative intent. The legislature declares that the purposes of this act are to provide homeowners, condominium owners, cooperative apartment owners, and renters with an incentive to take a course of instruction on how to make their residence more resilient to a natural disaster, reduce the potential loss of life or property damage that could result from a natural disaster, reduce the risk of fire, theft, burglary, personal injury or property damage, and raise their awareness of natural disaster preparedness by offering property/casualty insurance premium reductions. S 3. The section heading of section 2346 of the insurance law, as amended by chapter 637 of the laws of 1993, is amended and a new subsection 5 is added to read as follows: Reduction in rates of fire insurance [or], homeowners insurance OR PROPERTY/CASUALTY premiums for residential property. 5. (A) DEFINITIONS. FOR THE PURPOSES OF THIS SUBSECTION, THE FOLLOWING TERMS SHALL HAVE THE FOLLOWING MEANINGS: (1) "COMPLETION CERTIFICATE" MEANS A DOCUMENT WHICH CANNOT BE ALTERED AND WHICH IS PROVIDED TO A PERSON WHO SUCCESSFULLY COMPLETES A HOMEOWNER NATURAL DISASTER PREPAREDNESS, HOME SAFETY AND LOSS PREVENTION COURSE. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
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