Prohibits insurance companies from refusing to issue or renew an automobile insurance policy when the motor vehicle to be insured is used for firefighting.
TITLE OF BILL: An act to amend the insurance law, in relation to insuring motor vehicles used for volunteer firefighting
PURPOSE: This legislation prohibits insurance companies from refusing to issue or renew an automobile insurance policy for the sole reason that the motor vehicle to be insured is used for volunteer fire fighting.
SUMMARY OF PROVISIONS: Section 3425 of the insurance law is amended by adding a new subsection (s) to prohibit insurance companies from refusing to issue or renew an automobile insurance individually owned private passenger policy for the sole reason that the motor vehicle to be insured is used for volunteer fire fighting.
JUSTIFICATION: A major auto insurance company serving New York residents recently denied renewal of an auto insurance policy for a gentleman for the sole reason that he used the vehicle to travel to calls in his role as a volunteer fire fighter.
Members of volunteer fire departments across New York State consistently serve the needs of the citizens and their guests with bravery and honor. Yet, time restraints and the cost of living have made it very hard to recruit and retain membership in the Volunteer Fire Departments. It is already difficult to find individuals with the time to join and as a result the last thing our volunteer fire departments need is another deterrent to join or remain involved in volunteer service.
This legislation guarantees when a person makes the positive decision to serve his or her community in the ranks of their volunteer fire department, they will not face a loss of auto insurance. Valiant service protecting life and property is worthy of such protection.
LEGISLATIVE HISTORY: S.6940-A of 2008 (Passed Senate) S.598 of 2009/10 (Senate Insurance Committee)
FISCAL IMPLICATIONS: None.
EFFECTIVE DATE: This act shall take effect on the thirtieth day after it shall have become a law.
STATE OF NEW YORK ________________________________________________________________________ 928 2011-2012 Regular Sessions IN SENATE (PREFILED) January 5, 2011 ___________Introduced by Sens. MARCELLINO, LARKIN, MAZIARZ, RANZENHOFER -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to insuring motor vehi- cles used for volunteer firefighting THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Section 3425 of the insurance law is amended by adding a new subsection (s) to read as follows: (S) WITH RESPECT TO AUTOMOBILE INSURANCE, NO INSURER SHALL REFUSE TO ISSUE OR RENEW A COVERED INDIVIDUALLY-OWNED PRIVATE PASSENGER POLICY SOLELY ON THE GROUND THAT THE MOTOR VEHICLE TO BE INSURED UNDER SUCH POLICY SHALL BE USED FOR VOLUNTEER FIREFIGHTING. S 2. This act shall take effect on the thirtieth day after it shall have become a law.EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD04195-01-1