Senate Bill S4166

2017-2018 Legislative Session

Relates to implementing provisions to protect credit reports of certain consumers

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Consumer Protection Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2017-S4166 (ACTIVE) - Details

See Assembly Version of this Bill:
A6782
Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Amd §380-a, rel §380-v to be §380-w, add §380-v, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2011-2012: S7363
2013-2014: S3278
2015-2016: S2560, A6250
2019-2020: A2746
2021-2022: A5256
2023-2024: A8065

2017-S4166 (ACTIVE) - Summary

Implements provisions to protect credit reports of certain consumers.

2017-S4166 (ACTIVE) - Sponsor Memo

2017-S4166 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   4166
 
                        2017-2018 Regular Sessions
 
                             I N  S E N A T E
 
                             February 6, 2017
                                ___________
 
 Introduced  by Sens. KRUEGER, PERKINS -- read twice and ordered printed,
   and when  printed  to  be  committed  to  the  Committee  on  Consumer
   Protection
 
 AN  ACT  to  amend the general business law, in relation to implementing
   provisions to protect credit reports of certain consumers

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subdivision  (m) of section 380-a of the general business
 law, as added by chapter 63 of the laws of 2006, is amended to  read  as
 follows:
   (m) The term "security freeze" or "freeze" means:
   1.  a  notice placed in the consumer credit report of or relating to a
 consumer, at the  request  of  such  consumer  and  subject  to  certain
 exceptions,  that  prohibits  the  consumer credit reporting agency from
 releasing the consumer credit report, the contents of such report or the
 credit score of such consumer[.];
   2. IF A CONSUMER CREDIT REPORTING AGENCY DOES NOT HAVE A FILE PERTAIN-
 ING TO A PROTECTED CONSUMER, A RESTRICTION THAT:
   A. IS PLACED ON THE PROTECTED CONSUMER'S RECORD IN ACCORDANCE WITH THE
 PROVISIONS OF THIS SECTION; AND
   B. PROHIBITS THE CONSUMER CREDIT REPORTING AGENCY  FROM  RELEASING  TO
 PROTECTED  CONSUMER'S RECORD EXCEPT AS PROVIDED IN SECTION THREE HUNDRED
 EIGHTY-V OF THIS ARTICLE; OR
   3. IF A CONSUMER CREDIT REPORTING AGENCY HAS A FILE PERTAINING TO  THE
 PROTECTED CONSUMER, A RESTRICTION THAT:
   A. IS PLACED ON THE PROTECTED CONSUMER'S CONSUMER REPORT IN ACCORDANCE
 WITH SECTION THREE HUNDRED EIGHTY-V OF THIS ARTICLE; AND
   B.  PROHIBITS  THE CONSUMER CREDIT REPORTING AGENCY FROM RELEASING THE
 PROTECTED CONSUMER'S CONSUMER CREDIT REPORT OR ANY  INFORMATION  DERIVED
 FROM  THE PROTECTED CONSUMER'S CONSUMER CREDIT REPORT EXCEPT AS PROVIDED
 IN SECTION THREE HUNDRED EIGHTY-V OF THIS ARTICLE.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

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