Senate Bill S4775

2021-2022 Legislative Session

Permits non-commercial private passenger car insurance to provide for an actuarially appropriate reduction in premium for cars with automotive monitoring devices

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2021-S4775 (ACTIVE) - Details

See Assembly Version of this Bill:
A9251
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2336, Ins L
Versions Introduced in Other Legislative Sessions:
2011-2012: S6628, A9748
2013-2014: S2001, A803
2015-2016: S1663, A3081
2017-2018: S392, A5435
2019-2020: S3483, A4209
2023-2024: A415

2021-S4775 (ACTIVE) - Summary

Requires any schedule or rating plan for non-commercial private passenger automobile insurance to provide for an actuarially appropriate reduction in premium charges for bodily injury liability, property damage liability, personal injury protection, medical payments and collision coverage with respect to automobiles equipped with an automotive safety monitoring device for parental monitoring of drivers under the age of 22; establishes qualifications and standards for the approval, utilization and installation of such devices.

2021-S4775 (ACTIVE) - Sponsor Memo

2021-S4775 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   4775
 
                        2021-2022 Regular Sessions
 
                             I N  S E N A T E
 
                             February 11, 2021
                                ___________
 
 Introduced  by  Sen. REICHLIN-MELNICK -- read twice and ordered printed,
   and when printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law,  in  relation  to  providing  premium
   reductions  for non-commercial motor vehicles equipped with automotive
   safety monitoring devices

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Section  2336 of the insurance law is amended by adding a
 new subsection (i) to read as follows:
   (I) ANY SCHEDULE OR RATING PLAN FOR NON-COMMERCIAL  PRIVATE  PASSENGER
 AUTOMOBILE  INSURANCE  MAY  ALSO  PROVIDE FOR AN ACTUARIALLY APPROPRIATE
 REDUCTION IN PREMIUM  CHARGES  FOR  BODILY  INJURY  LIABILITY,  PROPERTY
 DAMAGE  LIABILITY,  PERSONAL  INJURY  PROTECTION,  MEDICAL  PAYMENTS AND
 COLLISION COVERAGE WITH RESPECT TO AUTOMOBILES EQUIPPED WITH AN  AUTOMO-
 TIVE SAFETY MONITORING DEVICE.
   (1) FOR THE PURPOSES OF THIS SUBSECTION:
   (A)  (I)  "AUTOMOTIVE  SAFETY MONITORING DEVICE" SHALL MEAN A TRACKING
 DEVICE, GLOBAL POSITIONING SYSTEM RECEIVER OR EVENT DATA  RECORDER  THAT
 IS  INSTALLED  ON  AN AUTOMOBILE THAT ALLOWS A DRIVER OR A MINOR CHILD'S
 PARENT OR GUARDIAN TO MONITOR VEHICLE  SPEED,  ACCELERATION  OR  BRAKING
 PATTERNS,  DISTANCE  OR  DIRECTION TRAVELED, THE NUMBER OF PASSENGERS IN
 SUCH AUTOMOBILE, WHETHER PASSENGERS ARE WEARING SEAT BELTS, THE LOCATION
 OF THE AUTOMOBILE OR OTHER SAFETY INDICIA WHEN SUCH AUTOMOBILE IS  BEING
 OPERATED BY AN AUTHORIZED MINOR OPERATOR.
   (II)  SUCH  DEVICE NEED NOT BE PERMANENTLY INSTALLED BUT MUST HAVE THE
 CAPABILITY TO ACCURATELY MONITOR THE OPERATION OF THE VEHICLE AND NOTIFY
 PARENTS OR GUARDIANS OF THE LOCATION OF SUCH  AUTOMOBILE  OR  OF  UNSAFE
 VEHICULAR  MOVEMENTS  THAT ARE OCCURRING WHILE SUCH VEHICLE IS UNDER THE
 CONTROL OF A MINOR VEHICLE OPERATOR.
   (III) SUCH DEVICE MAY INCLUDE A REMOVABLE DEVICE OR CHIP WHICH  INTER-
 FACES  WITH  THE AUTOMOBILE'S ONBOARD DIAGNOSTIC SYSTEM PORT AND RECORDS
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

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