Requires all accident and health insurance policies to provide coverage of medical nutrition therapy; defines medical nutrition therapy to mean the nutritional diagnostic, therapy, and counseling services for the purpose of disease management which are furnished by a dietician or nutrition professional. / Sponsor: DIAZ Committee: INSURANCE

Requires commercial insurers to make available an option to parents/guardians purchasing family health insurance policies to cover their mentally or physically challenged dependents. / Sponsor: DIAZ Committee: INSURANCE

Requires insurance coverage under health insurance plans for diagnosis and treatment of craniofacial disorder; provides a referral from a health care provider under contract with the policy may be required. / Sponsor: MAZIARZ Committee: INSURANCE

Requires insurance coverage under health insurance plans for diagnosis and treatment of craniofacial disorder; provides a referral from a health care provider under contract with the policy may be required. / Sponsor: MAZIARZ Committee: INSURANCE

Establishes procedures for the collection of overpayments from health care providers; requires insurers to notify health care professionals regarding billing codes; and requires certain contracts entered into with health care providers to include certain information. / Sponsor: MAZIARZ Committee: INSURANCE

Provides that health insurers may not deny reimbursements to insureds because the registered pharmacy providing pharmaceutical products has not been approved by the insurer or other entity. / Sponsor: MAZIARZ Committee: INSURANCE

Provides that health insurers may not deny reimbursements to insureds because the registered pharmacy providing pharmaceutical products has not been approved by the insurer or other entity. / Sponsor: MAZIARZ Committee: INSURANCE

Provides that health insurance coverage may not deny reimbursements because the registered laboratory providing laboratory services has not been approved by the insurer or other entity; provides that in such case the insured pays excess costs therefor above the covered benefit. / Sponsor: MAZIARZ Committee: INSURANCE

Establishes no adverse action shall be taken against an insured based, in whole or in part, on the fact that the insured has made inquiries related to his or her insurance policy or had filed a claim with the insurer for which no payment is made. / Sponsor: MAZIARZ Committee: INSURANCE

Imposes certain limits, requirements and prohibitions regarding the seeking of refunds by certain insurers, organizations or corporations (i.e., those licensed or certified pursuant to article 43 of the insurance law or article 44 of the public health law) from health care providers: imposes time limit of 180 days after making payment to a health care provider for requesting a refund or partial refund; requires requests for refunds and partial refunds to be accompanied by written notice containing certain specified elements (including an explanation of the reasons for the request); prohibits an insurer, organization or corporation from attempting to recover a refund or partial refund by withholding or reducing another payment that is owed to the health care provider. / Sponsor: MAZIARZ Committee: INSURANCE

Creates a task force on universal long term care insurance to develop a plan for the financing and provisions for universal long term care insurance for all New Yorkers; provides that the task force shall be chaired by the director of the office for the aging; provides that such task force shall hold public hearings and issue reports. / Sponsor: DIAZ Committee: INSURANCE

Prohibits approval by the commissioner of motor vehicles of defensive driving courses or defensive driving programs conducted over the internet only. / Sponsor: DIAZ Committee: INSURANCE

Prohibits insurers from using retained asset accounts to hold proceeds from death benefits. / Sponsor: DIAZ Committee: INSURANCE

Requires commercial lines insurers to provide notice to consumers when credit information is used in the rating or underwriting of such insurance. / Sponsor: KLEIN Committee: INSURANCE

Directs the superintendent of insurance to study the feasibility of developing and implementing a liability reform plan to protect private landowners who permit public recreational uses of their land. / Sponsor: YOUNG Committee: INSURANCE

Reduces a retired or disabled owner's no fault insurance premium by providing appropriate automobile insurance rates to reflect a reduced exposure to loss due to situations where drivers either have no wages to lose or are covered for lost wages by another first payer insurance policy; defines "retired" and "disabled". / Sponsor: LAVALLE Committee: INSURANCE

Requires that any schedule of rates or rating plan for non-commercial private passenger automobile insurance coverage submitted to the superintendent of financial services shall provide for an appropriate reduction in premium charges for any insured participating in an official police department program or other program designed to prevent or reduce motor vehicle theft. / Sponsor: STAVISKY Committee: INSURANCE

Requires that any schedule of rates or rating plan for non-commercial private passenger automobile insurance coverage submitted to the superintendent of financial shall provide for an appropriate reduction in premium charges for any insured participating in an official police department program or other program designed to prevent or reduce motor vehicle theft. / Sponsor: STAVISKY Committee: INSURANCE

Requires notice of cancellation or non-renewal of property/casualty insurance policies to be sent by an insurer to an insured by registered or certified mail, return receipt requested. / Sponsor: STAVISKY Committee: INSURANCE

Removes cancer screening deductibles, copayments and coinsurance. / Sponsor: STAVISKY Committee: INSURANCE