Makes various provisions to encourage the purchase of long term health care insurance coverage: directs the department of financial assistance to establish a public awareness program on the availability of long term health care insurance and the provision of tax credits for premiums paid therefor; accelerates payment of death benefits and special surrender values upon receipt of the insured of end of life or palliative care; enhances tax credits for premiums paid for long term health care insurance; provides homemaker services may be provided by private home aides, subject to certain requirements, not only certified home care agencies; includes homemaker services engaged through private home aides within the definition of "home health aide services"; and provides homemaker services shall be reimbursable through the partnership for long term care program. / Sponsor: KLEIN Committee: INSURANCE

Directs the superintendent of insurance to study the feasibility of developing and implementing a liability reform plan to protect private landowners who permit public recreational uses of their land. / Sponsor: YOUNG Committee: INSURANCE

Requires commercial lines insurers to provide notice to consumers when credit information is used in the rating or underwriting of such insurance. / Sponsor: KLEIN Committee: INSURANCE

Requires health insurers to provide full coverage for the prevention, early detection, diagnosis and treatment of autism spectrum disorder; establishes an advisory panel on health insurance coverage for autism spectrum disorder to annually compile a list of treatments and therapy options for which health insurers will be required to provide coverage; establishes a toll-free, 24 hour a day, autism and health insurance coverage hotline to receive and act upon complaints and questions from families with autistic children, relating to insurance coverage for autism spectrum disorder. / Sponsor: PARKER Committee: INSURANCE

Relates to boating liability insurance rates; allows for a schedule of rates or rating plan for boat liability insurance submitted to the superintendent to provide for an actuarially appropriate reduction in premium charges for any insured who completed a boat safety course approved by the commissioner of parks, recreation and historic preservation. / Sponsor: CARLUCCI Committee: INSURANCE

Establishes protections to prevent surprise medical bills including network adequacy requirements, claim submission requirements, adequacy of and access to out-of-network care and prohibition of excessive emergency charges. / Sponsor: HANNON Committee: INSURANCE

Permits an insurer to rescind or retroactively cancel a policy in circumstance involving an accident staged to defraud an insurer. / Sponsor: GOLDEN Committee: INSURANCE

Relates to replacement of individual life insurance policies or annuity contracts; amends provisions relating to misrepresentations and misleading statements; requires replacements regulations be consistent with policies of the national association of insurance commissioners. / Sponsor: SEWARD Committee: INSURANCE

Requires health insurers to provide an insurer or subscriber who is a victim of domestic violence, upon request of such insurer or subscriber, with the option to designate alternative contact information for the purpose of receiving specific claim information or for specific billing purposes. / Sponsor: KLEIN Committee: INSURANCE

Relates to life insurance policies that credit additional amounts in accordance with an equity index; imposes additional requirements on such policies including notice provisions. / Sponsor: SEWARD Committee: INSURANCE

Establishes the "Interstate insurance product regulation compact" to regulate certain insurance products among member states and to promote and protect the interest of consumers of individual and group annuity, life insurance, disability income and long-term care insurance products. / Sponsor: SEWARD Committee: INSURANCE

Creates a task force on universal long term care insurance to develop a plan for the financing and provisions for universal long term care insurance for all New Yorkers; provides that the task force shall be chaired by the director of the office for the aging; provides that such task force shall hold public hearings and issue reports. / Sponsor: DIAZ Committee: INSURANCE

Relates to private air ambulance service insurance exemptions. / Sponsor: RITCHIE Committee: INSURANCE

Creates exceptions to the general prohibition on rebating. / Sponsor: SEWARD Committee: INSURANCE

Establishes a demonstration program to prevent influenza. / Sponsor: GRISANTI Committee: INSURANCE

Relates to domestic excess line insurance companies. / Sponsor: SEWARD Committee: INSURANCE

Relates to admitted assets for annuity risk where a single premium annuity contract has been purchased. / Sponsor: SEWARD Committee: INSURANCE

Permits unauthorized foreign or alien insurers to contact nonresident persons, firms, associations or corporations to make insurance contracts. / Sponsor: BRESLIN Committee: INSURANCE

Permits an insurer to rescind or retroactively cancel a policy in certain circumstances involving a staged or fraudulent accident. / Sponsor: GOLDEN Committee: INSURANCE

Provides that no policy of group accident, group health or group accident and health shall impose co-payments in excess of twenty percent of total reimbursement to the provider of care. / Sponsor: DEFRANCISCO Committee: INSURANCE