Makes provisions allowing any individual to make not more than three mortgage loans, nor more than five in a two year period, to family members without requiring an individual to obtain a mortgage banking license. / Sponsor: SMITH Committee:

Sponsor: SMITH Committee:

Renames the New York City Transit Authority Track Safety Task Force to the "Daniel Boggs-Marvin Franklin New York City Transit Track Safety Task Force" and the New York City Transit Authority On-track Safety Program to the "Daniel Boggs-Marvin Franklin New York City Transit Authority On-track Safety Program". / Sponsor: SMITH Committee:

Relates to refinancing of an existing mortgage loan; provides for a separate disclosure which compares monthly payments under the previous mortgage with the combined monthly payments for the new mortgage loan, property tax and insurance. / Sponsor: SMITH Committee: BANKS

Creates the state infrastructure bank. / Sponsor: SMITH Committee: BANKS

Fixes the date of cancellation of financed insurance and provides for a mechanism for cancellation by electronic means; provides that the date of cancellation shall be in the cancellation notice. / Sponsor: SMITH Committee: BANKS

Relates to the imposition of fees for investigations and applications for banking institutions. / Sponsor: SMITH Committee: BANKS

Regulates the operation of automated teller machines by entities other than banking institutions; requires the registration of such machines, the examination of books, accounts and records, investigations, and also provides violations and penalties relating to the operation of such machines. / Sponsor: SMITH Committee: BANKS

Increases the minimum number of authorized withdrawal transactions at no charge from basic banking accounts for account holders sixty-five years of age or older from eight to twelve. / Sponsor: SMITH Committee: BANKS

Includes credit unions and federal credit unions within the definition of bank, trust company or national bank for the purpose of the banking development district program (which was created to encourage the establishment of bank branches in geographic locations where there is a demonstrated need for banking services); directs the banking board to promulgate rules and regulations to authorize the participation of credit unions and federal credit unions in such program; and provides that for purposes of such program, a credit union may include in its membership any person or organization located within a local community, neighborhood or rural district where there is a demonstrated need for banking services. / Sponsor: SMITH Committee: BANKS

Relates to unauthorized entities, unregistered mortgage brokers and mortgage fraud; establishes additional penalties against unlicensed or unregistered persons or entities engaging in activities after receiving a cease and desist notice; relates to the crime of mortgage fraud. / Sponsor: SMITH Committee: BANKS

Provides a definition of the word "timely" for purposes of real property insurance escrow accounts. / Sponsor: SMITH Committee: BANKS

Relates to the rape of a child; defines sexual assault of a child five years of age or less and increases penalties for such offense. / Sponsor: SMITH Committee: CODES

Relates to the purchasing of bullets for firearms; requires the purchaser of bullets for any firearm to fill out an application providing information regarding the purchaser's name, date of birth, address, and also the calibre, make, model, manufacturer's name and serial number of the firearm for which the applicant is purchasing the bullets; copies of the application to be forwarded to all law enforcement agencies of the state; provides that any violation of this section is a class A misdemeanor. / Sponsor: SMITH Committee: CODES

Authorizes the dormitory authority of the state of New York to sell certain land in the county of Queens to the Indian Cultural and Community Center, Inc. / Sponsor: SMITH Committee: CORPORATIONS, AUTHORITIES AND COMMISSIONS

Provides for the discontinuance by the Triborough bridge and tunnel authority of the Cross Bay Veterans Memorial Bridge toll plaza in the county of Queens for the collection of tolls. / Sponsor: SMITH Committee: CORPORATIONS, AUTHORITIES AND COMMISSIONS

Relates to the housing of grades at charter schools. / Sponsor: SMITH Committee: EDUCATION

Enacts the New York state clean election and campaign finance enforcement reform act. / Sponsor: SMITH Committee: ELECTIONS

Permits certain out-of-court statements by a child less than twelve years old to be admissible in court in cases of sex offenses and where the child is unavailable or unwilling to testify, among other criteria. / Sponsor: SMITH Committee: CHILDREN AND FAMILIES

Sponsor: SMITH Committee: FINANCE